Pricing for our credit consulting services

Our team consists of highly qualified and motivated professionals, who are all experts in their field. With more than 20 years of experience in raising FICO scores, they have the expertise to provide comprehensive, first-rate services to our clients. Additionally, we carry a 100% success rate throughout all 20 years. All programs come with our monitoring program. Premium version available.

Consumer Credit Counseling

Consumer Credit Counseling is our most popular program. We scan your reports for erroneous information and then have it corrected. This service generally lasts 6 months and has a 100% success rate of raising your scores. Our price and the length of the program leaves the competition behind.

   $119.95 Startup
   $99.95 Monthly

Pay Per Deletion

This program is best designed for clients who have only a few inaccurate entries on the credit file. There's no monthly charge for this program. You only pay when your items are corrected. Items are checked every thirty days. Note: All programs require a startup fee including this one. Use this program to get your dream home.

$119.95 Startup
$39.95 Per Item Deleted

Business Credit

This is our most requested program. You guys asked for it and we delivered. We work with businesses to establish credit using your EIN, never your social security number. Always separate business and personal finances. Much different than consumer credit, business credit requires more time, more finesse, more experience. We are excited to launch this new program to help businesses grow.

   $119.95 Startup
  $149.95 Monthly

Bankruptcy | Repos | Evictions

Bankruptcy and Repos hit your score harder than any other item on your report. Bankruptcy is the most damaging as every account in the bankruptcy takes a tremendous toll on your score. Upon discharge (6 months), we get to work restoring your FICO. Evictions don't report on your credit but still cause instability and fear. In addition, collections from the eviction can show up on your reports.

   $119.95 Startup
  $219.95 Per Item

"PhilNye's credit counseling program qualified me for a home loan in only 3 months! My score went up 254 points."

Mathew Cepeda, 39 years

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